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Entries Tagged as 'Banking'

Congress Considers New Credit Card Consumer Protections

April 22nd, 2009 · No Comments

Congress is considering two bills that would restrict the fees and penalties credit card companies can charge consumers.

The House bill, authored by New York Democrat Carolyn Maloney, was approved by the House Financial Services Committee on Wednesday. It now  goes to the House floor for debate.
The Senate bill, regarded as one with tougher terms, was written by […]

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Tags: Banking · Consumer Rights · Consumers and Contacts · Debt & Credit · Money Management · Young Adults

Bank of America Offers Customers Discounts from Online Retailers

March 11th, 2009 · No Comments

Bank of America is offering enrolled customers the chance to earn up to 20% cash back on their purchases at more than 270 online retailers. The new Add It Up program can be combined with other BofA promotions, including Keep the Change, which places change from the dollar on check card purchases into savings accounts, and BankAmericard […]

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Tags: Banking · Consumers and Contacts · Products · Retail

Data Breach Affects Cards From 440 Banks

February 22nd, 2009 · 1 Comment

An estimated 440 banks concede  their customers are possible victims of a massive data breach. according to new data from BankInfoSecurity.com. But not all of those institutions have taken action to protect their consumers, frustrating watchdogs like the New York State Consumer Protection Board.
Heartland Payment Systems, the nation’s sixth-largest processor for Visa, MasterCard, American Express and Discover Card transactions, […]

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Tags: Banking · Consumer Rights · Consumers and Contacts · Debt & Credit · Identity Theft · Money

US Bank Failures 1999 through 2008

November 17th, 2008 · No Comments

Institution Name

Location

Date

Security Pacific Bank

San Diego, Ca

11/7/2008

Franklin Bank, Ssb

Houston, Tx

11/7/2008

Freedom Bank

Bradenton, Fl

10/31/2008

Alpha Bank & Trust

Alpharetta, Ga

10/24/2008

Main Street Bank

Northville, Mi

10/10/2008

Meridian Bank

Eldred, Il

10/10/2008

Washington Mutual Bank

Henderson, Nv

9/25/2008

Ameribank, Inc.

Northfork, Wv […]

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Tags: Banking · Money

Open Your Eyes to Potential Scams

October 8th, 2008 · No Comments

Jobs are scarce, money is short and the average consumer is struggling to control anger and fear. In the words of former Talking Head David Byrne:”You may ask yourself–well…how did I get here?”

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Tags: Banking · Consumer Rights · Consumers and Contacts · Home Repair · Money · Scams and Myths

Subprime Doesn’t Mean Lower than Prime Interest

October 6th, 2008 · 1 Comment

With all the talk about the subprime mortgage mess, it’s surprising how much misinformation is still clouding the issue. Just recently, I was listening to a national talk radio show about the whole economic meltdown. A caller described subprime mortgages as mortgages with interest rates lower than the prime interest rate. I waited for the […]

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Tags: Banking · Money

US Bank Failures 1934 to 1949

September 21st, 2008 · No Comments

Institution Name

Location

Date Of Failure

Farmers & Merchants State Bank

Spencerville, In

10/8/1949

The Citizens Banking Company

Weston, Oh

6/11/1949

Stockmens Bank Of Martinsdale

Martinsdale, Mt

4/30/1949

The First National Bank Of Dyer

Dyer, In

2/19/1949

The First State Bank

Franklin, Tx

12/18/1948

The American National Bank Of Pryor Creek

Pryor, […]

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Tags: Banking · Insurance · Money

US Bank Failures 1950-1979

September 21st, 2008 · No Comments

Institution

Location

Date Failed

American National Bank

Houston, Tx

10/12/1979

Livingston State Bank

Livingston, Nj

10/12/1979

Fidelity Bank

Utica, Ms

9/28/1979

The Farmers State Bank

Protection, Ks

9/21/1979

Gateway National Bank

Chicago, Il

7/14/1979

The Guaranty Bank & Trust Company

Chicago, Il

7/14/1979

Bank Of Enville

Enville, Tn

6/16/1979

Southern […]

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Tags: Banking · Insurance · Money

Keep Cool as the Financial Markets Melt

September 19th, 2008 · 1 Comment

Banks are failing, stocks are falling and houses are hard to sell. But no matter how unsettled you feel about the economy, the least productive thing you can do is panic.

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Tags: Banking · Consumers and Contacts · Money · Money Management

US Bank Failures 1979 through 1984

September 18th, 2008 · No Comments

Institution Name

Location

Date of Failure

FIRST SECURITY BANK

SANDWICH, IL

12/22/1984

THE FARMERS STATE BANK

SELDEN, KS

12/20/1984

UEHLING STATE BANK

UEHLING, NE

12/18/1984

UNIVERSITY BANK OF WICHITA

WICHITA, KS

12/11/1984

FARMERS STATE BK OF HOLYOKE

HOLYOKE, CO

12/7/1984

SAN MARINO S&LA

SAN MARINO, CA

12/7/1984

GOLDEN SPIKE STATE BANK

TREMONTON, UT

12/4/1984

THE DAYTON […]

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Tags: Banking · Money