Handheld Cell Phone Bans for All Drivers: 5 states (California, Connecticut, New Jersey, New York and Washington), the District of Columbia and the Virgin Islands prohibit all drivers from talking on handheld cell phones while driving.

With the exception of Washington State, these laws are all primary enforcement—an officer may ticket a driver for using a […]

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Congress is considering two bills that would restrict the fees and penalties credit card companies can charge consumers.

The House bill, authored by New York Democrat Carolyn Maloney, was approved by the House Financial Services Committee on Wednesday. It now  goes to the House floor for debate.
The Senate bill, regarded as one with tougher terms, was written by […]

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Getting a credit card is a major rite of passage. But many parents wonder whether their teens are ready for the very adult rights and responsibilities that come with the card.
There are significant pros and cons to consider, from safety and convenience to the potential to create long-term credit problems. Just don’t think too long. […]

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Interested in getting a tan from the comfort of a chair in front of your computer screen? More than a million others apparently are, according to statistics from a website that claims users can get an all year tan by simply sitting in front of their UV-enhanced computer screen three times a week.
The UK site, […]

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Plenty of grown children worry about their parents’ debts, especially if they think they may have to pay it. One reader, for instance, said she only discovered her mother had unpaid credit cards after she died. “She owned a house, where two of my siblings are now living, but that was her only asset. Are […]

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Many consumers erroneously believe that paying off or settling past due accounts will restore their damaged credit. It won’t–and the mistaken belief that it will creates a lot of confusion. “If I settle an account with a creditor for less than the full balance, can the creditor continue to report the account as past […]

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Sometimes we don’t realize how smart our parents are until we grow older. At least that’s the case for one woman, who admits she’s in a “bad financial situation.”
“I stupidly did not listen to my parents’ advice about saving money and avoiding debt,” she said. Now she’s more than willing to listen. “Can you […]

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The top 15 green-centric brands, according to Outlaw Consulting and the 21 to 29 year olds it surveyed:

Whole Foods
Trader Joe’s
Toyota
Honda
Google
Aveda
Zipcar
American […]

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About 25 percent of students who take out loans to attend college graduate with more than $25,000 in debt, statistics show. Borrowing levels vary by a number of factors, including the type of college the students attended. Here are some quick stats, based on the graduating class of 2004.
At public four-year institutions, 62.4 percent of […]

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Asa Aarons talks with Chris Marino, host of the morning show on K104 about five things you should know before you leave for college.
Read Five Things to Tell Your Kids Before They Leave for College.

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