Handheld Cell Phone Bans for All Drivers: 5 states (California, Connecticut, New Jersey, New York and Washington), the District of Columbia and the Virgin Islands prohibit all drivers from talking on handheld cell phones while driving.

With the exception of Washington State, these laws are all primary enforcement—an officer may ticket a driver for using a […]

[Read more →]

Congress is considering two bills that would restrict the fees and penalties credit card companies can charge consumers.

The House bill, authored by New York Democrat Carolyn Maloney, was approved by the House Financial Services Committee on Wednesday. It now  goes to the House floor for debate.
The Senate bill, regarded as one with tougher terms, was written by […]

[Read more →]

Getting a credit card is a major rite of passage. But many parents wonder whether their teens are ready for the very adult rights and responsibilities that come with the card.
There are significant pros and cons to consider, from safety and convenience to the potential to create long-term credit problems. Just don’t think too long. […]

[Read more →]

Interested in getting a tan from the comfort of a chair in front of your computer screen? More than a million others apparently are, according to statistics from a website that claims users can get an all year tan by simply sitting in front of their UV-enhanced computer screen three times a week.
The UK site, […]

[Read more →]

Plenty of grown children worry about their parents’ debts, especially if they think they may have to pay it. One reader, for instance, said she only discovered her mother had unpaid credit cards after she died. “She owned a house, where two of my siblings are now living, but that was her only asset. Are […]

[Read more →]