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Entries Tagged as 'Debt & Credit'

The US Census is Hiring

January 1st, 2010 · No Comments

Need money? The US Census may be able to help. The Bureau is recruiting applicants in Southern Westchester County and other locations for temporary jobs in both the office and field. Most jobs pay $18 to $20 an hour.
Field workers–also called census takers, listers or enumerators–work outside the office conducting interviews, verifying …information and explaining […]

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Tags: Consumers and Contacts · Debt · Jobs · census 2010 · economy

Congress Considers New Credit Card Consumer Protections

April 22nd, 2009 · No Comments

Congress is considering two bills that would restrict the fees and penalties credit card companies can charge consumers.

The House bill, authored by New York Democrat Carolyn Maloney, was approved by the House Financial Services Committee on Wednesday. It now  goes to the House floor for debate.
The Senate bill, regarded as one with tougher terms, was written by […]

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Tags: Banking · Consumer Rights · Consumers and Contacts · Debt & Credit · Money Management · Young Adults

Few Parents Teach Teens Money Management

April 8th, 2009 · No Comments

Teens are experts at spending money, but far fewer apparently know how to manage it. Blame it on their parents. According to a survey by Charles Schwab & Co., most parents admit they could do a better job teaching their kids about money management. Only a third have taught their teens how to balance a […]

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Tags: Consumers and Contacts · Credit

Teach Teens to Be Credit Smart

April 8th, 2009 · No Comments

Getting a credit card is a major rite of passage. But many parents wonder whether their teens are ready for the very adult rights and responsibilities that come with the card.
There are significant pros and cons to consider, from safety and convenience to the potential to create long-term credit problems. Just don’t think too long. […]

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Tags: Credit · Debt & Credit · Money Management · Young Adults

Kids Worry About Inheriting Parents’ Debts

March 31st, 2009 · No Comments

Plenty of grown children worry about their parents’ debts, especially if they think they may have to pay it. One reader, for instance, said she only discovered her mother had unpaid credit cards after she died. “She owned a house, where two of my siblings are now living, but that was her only asset. Are […]

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Tags: Debt · Money Management · Young Adults

Check Your Credit

March 28th, 2009 · No Comments

AnnualCreditReport.com offers free credit reports.
For more credit information:

Equifax: 1-800-525-6285
Experian: 1-888-397-3742
TransUnion: 1-800-680-7289

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Tags: Consumers and Contacts · Debt & Credit · Scams and Myths

Prospective Employer Can Check Your Credit…and Even More

March 18th, 2009 · No Comments

Most consumers realize they give up many privacy rights when they enter the workplace. But fewer know how much even prospective employers have a right to know. A 56-year-old New York City woman is troubled by that news because she filed for bankruptcy about six years ago.
“I have been experiencing great difficulty getting hired. My […]

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Tags: Credit

How to Get Help to Dig Out from the Depths of Debt

March 16th, 2009 · No Comments

They say death and taxes are inevitable. But monthly bills are just as predictable - and far more consistent. “I’ve never paid a bill late, always send more than the minimum payment due, yet feel as if I’m in a never-ending bill-paying cycle,” a New York woman complained. “The finance charges are outrageous, and I feel as if […]

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Tags: Consumer Rights · Consumers and Contacts · Debt & Credit · Money Management · Services

Consumer Advice on Credit, Scams and More

March 16th, 2009 · No Comments

If you want a free credit report, you have to go to the right Web site or call the right phone number. You are entitled to a free credit report every 12 months from each credit-reporting agency. But be careful. If you go to the wrong Web site or call the wrong number, it will […]

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Tags: Credit

Credit Card Issuers Penalize 1/3 of Consumers

March 12th, 2009 · No Comments

A third of all credit card users have been penalized by a credit card company, according to a new survey from Credit.com.  Consumers say card issuers have imposed one or more of the following changes:

HIgher interest rate 15%

Larger minimum payment  11%

Earlier due date 9%

Lower credit limit 8%

Reduced rewards program 8%

Closed account 7%

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Tags: Consumer Rights · Debt & Credit · Money